On July 28th, 2023, the open and obvious doctrine was officially overruled by the Michigan Supreme Court. The doctrine is a type of premises liability law that came about after a Supreme Court ruling in 2001. The ruling will cause…
The season of waking up extra early to preheat your car and scrap off the snow and ice is upon us. If you live somewhere that gets snowfall, you know that driving in snow is dangerous and can be terrifying.…
The snow has already begun to fall this winter, so it’s vital to start thinking about how you can protect your home from the winter weather. There are some simple ways to prevent minor inconveniences, and larger problems that may…
Our pets are part of the family, and we love and care for them like our own children. Just like us, our pets are not immune to illness or injury. Visits to the vet are expensive, similar to paying for…
As technology continues to advance, so do cyber-attacks. Losses from cyber breaches rise year after year. One small mistake can allow hackers to gain access to company and consumer information instantly. To protect your business, employees, consumers, and your reputation,…
Is purchasing a life insurance policy really worth it? For most adults, the answer is yes. No one wants to think about the possibility of needing life insurance. But unfortunately, and tragedies can happen at any age. It is important…
Watch for an in depth explanation about why your insurance rates are going up: Why are Property and Auto Insurance Rates Rising So Much? Recently, insurance rates have been increasing significantly due to hard market conditions. This hard insurance market…
Dan Diederich from TDA Insurance & Financial prepares Michigan homeowner’s and Detroit Tigers baseball fans, as rain and spring approach us. Dan explains the difference between water backup coverage and flood coverage, both which do not come included on a…
*All workers compensation policy and most General Liabilities are annually auditable. If you keep good records and provide the appropriate audit information this process will go smoothly. Contrarily, if the data you provide the insurance company is not detailed and…
Ice Damming claims are prevalent right now in Michigan and can cause a lot of inconvenience and damage to property owners. Ice Damming is caused by typically a large build of snow on the roof. The gutters with the buildup…