When it comes to Workers’ Compensation and General Liability Insurance, annual audits are more than just a formality—they’re a requirement written into your policy. Many businesses overlook or delay these audits, often unaware of the serious financial and coverage risks…
Preparing for Major Changes: What You Need to Know Big changes are on the way for Michigan employers starting February 21, 2025. New legislation will impact paid sick leave policies and wage structures, and it’s critical for businesses to prepare.…
Open Enrollment is officially here! 🕒 For a limited time each year, individuals and families have the opportunity to sign up for or adjust their health insurance plans. Whether you’re renewing your existing policy, exploring new options, or looking for…
At TDA Insurance, we believe that peace of mind comes from knowing your loved ones are protected, no matter what the future holds. Life Insurance Awareness Month in September is the perfect time to consider how life insurance can help…
As a parent, seeing your child get their learner’s driving permit is a significant milestone. However, it also comes with questions about auto insurance coverage. One of the most common concerns parents have is whether they need to add their…
When planning a trip that involves renting a car, whether for business or pleasure, one of the critical considerations you’ll face is whether to opt for rental car insurance. The decision can seem daunting with various options and opinions on…
In today’s litigious business environment, Employee Practices Liability Insurance (EPLI) stands as a crucial safeguard for businesses of all sizes. As companies navigate the complex landscape of employer-employee relationships, EPLI provides protection against claims arising from alleged wrongful acts in…
If you live in the state of Michigan, personal injury protection, or “PIP” coverage for your auto insurance policy has become a hot topic. PIP stands for personal injury protection. It covers costs associated with personal injury after an auto…
Home and auto insurance deductibles in Michigan have become more complex in light of new insurance laws and recent market changes. How can you be sure you’re choosing the right deductible for you? That all depends on how much risk…
On July 28th, 2023, the open and obvious doctrine was officially overruled by the Michigan Supreme Court. The doctrine is a type of premises liability law that came about after a Supreme Court ruling in 2001. The ruling will cause…